Benefits you can accrue with smart use of credit cards

14 Dec

Ways to set aside more funds with Credit Cards

Finheal
Credit card
Tags: credit card, dining offers, lower interest rate, use of credit card
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There is a world of benefits you can accrue with smart use of credit cards. Some of them that help you keep some money.

Most cards these days are associated with some of the other restaurant chains or coffee shops. You just need to find out which ones are partnered with the card you use.

You could just ask the restaurant/shop if they offer discounts with any particular card. You will be astonished to discover out how many times the reply comes with the name of one of the places you visit frequently.

Power user tip: If you don’t have a credit card yet and is shopping around for one, make sure you do a bottom-up approach. Identify the restaurants/coffee shops you regularly visit and choose a card that is already offering a discount for that particular restaurant/coffee shop.

Take vacations for free

Simply show your credit card and get 2 free visits every quarter at domestic lounges at all major airports in India.

Save on your daily travel

Earn 5 times reward points when you use your card for Dining, Entertainment, Utility Bill Payments and even Fuel.

Power user tip: Not all credit cards are the same. Look for the co-branding and choose a card that you can use in your often visited pumps. There are also cards like those from standard chartered which don’t have a co-branding, and up till now, give discounts across multiple fuel providers.

Save still more money shopping online

Get one movie ticket* free up to 200 on purchase of movie tickets at BookMyShow.

Ask for it

Sometimes you just have to create that call and inquire your credit card company for the advantage. Ask for your annual fees to be waived or for a lower interest rate on the unpaid amount.

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Finheal

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