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18 Jun

Business Loan: Documents, Eligibility and Interest Rates – Finheal

A business loan is a debt that the company is obliged to repay according to the loan’s terms and condition.

Bank/NBFC offers Business Loan from Rs.1 lac to Rs.50 lacs and it can be repaid over a period of 12 months to 84 months. The loan amount you are eligible for and the interest rate you will be charged are dependent on factors such as turnover, Profit, vintage and past financial credit history with the pattern.

Banks and NBFCs are providing the Business Loan in Delhi on business loan rates starting from 14%.

17 Jun

Loan against Property Eligibility Criteria and Documents Required

Loan against property (LAP) is also known as ‘Home Equity Loans’ and is a kind of loan against the security of one’s property. Loan against Property is considered to meet the financial needs of a person who before now has a house, which is free from any burden.

If you own an important asset in the form of a self-occupied house or a saleable property you can go for it.

A loan against property is one of the best ways to raise money. The only difficulty of such a loan is that if the borrower is not capable of disbursing the loan entirely, the bank or the financial institution can take possession of the mortgaged property. Base your decision on your repaying capabilities.

Eligibility

ID proof (PAN Card, Driver’s license, Voter ID, Passport, Aadhar)
Address proof (Electricity bill, Telephone bill, Ration card, Bank statement, Credit card statement)
Passport Size Photo
3 month’s Salary slips
3 month’s Bank statement
Last 2 years form 16
Sale Agreement
Property documents
Receipt of Booking/Advance payment (If any)

16 Jun

Benefits of Mutual Fund

A mutual fund is an investment vehicle that is made up of a group of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. We offer a wide bunch of investment options – equity schemes, fixed income schemes, money market schemes, hybrid schemes, ETFs etc. which you can choose as per your needs.

Benefits of Mutual Fund:

Ease of Investing
You may open or add to the account and perform transactions or business with the mutual fund by mail, telephone or bank wire. You can even place for automatic monthly investments by authorizing electronic fund transfers from the checking account in any amount and on the date you choose.
Total Liquidity, Easy Withdrawal
You can simply trade in the shares anytime you require cash by letter, telephone, bank wire or check all depends on the funds. The proceeds are usually accessible within a day or two.
Life Cycle Planning
With no-load mutual funds, we can link the investment plans to future plans to future individual and family needs, create changes as with the life cycle changes. You can spend in growth funds for future college tuition needs, then to move to the income mutual funds for retirement, and also to adjust the investments as per the needs change throughout the life. There is no commission to disburse when you want to transform the investments.

14 Jun

Personal Loan with lowest interest rates in Delhi

Personal Loan is usually used for holiday, marriage, home renovation, to pay the credit card dues, etc. Personal Loan is an unsecured loan facility provided by all banks to its clientele and they can make use of this loan within the end use definition. We have an expert team who is handling the personal loans in Delhi, Gurgaon, Faridabad, Ghaziabad and Noida.

Firstly, to get a loan you have to first apply the Personal Loan Application Form Online or visit our website. We are providing as Quick Personal Loan and Instant Personal Loans.

Personal Loan EMI Calculator is for the clientele to check how much EMI they have to reimburse. We have an expert team who is handling the personal loans in Delhi, Gurgaon, Faridabad, Ghaziabad and Noida.

Important points before applying for Personal Loan:

Interest Rate: The Interest rate on personal loan varies from bank to bank. Compare the interest rates offered by different banks. You should negotiate for better rates.
Credit History: Banks and other credit institutions think CIBIL score while sanctioning loans. A low credit score can moreover get your loan application rejected or the bank may increase the interest rate. If you are planning to apply for any kind of loan, it makes sense to check your CIBIL score before applying.
Eligibility Criteria: The candidate should have the minimum salary of Rs. 25000. You need to provide proof of identity, proof of address, bank statements of the last 3 months, and 3 months’ salary slips and last 2 years Form 16.

13 Jun

Home Loan Eligibility, Calculator – Finheal

Home loan consist of a flexible or fixed interest rate and payment terms. Buy a Home is a dream of an individual. We are giving an opportunity to make your dream come true.

The parameter on which a possible borrower’s eligibility for a home loan is determined includes employment status, duration of current employment, personal income and credit status.

The credit history of a borrower is chiefly important to banks, who require verifying whether there is any record of non-payment with another financial institution. Most banks also need that the borrower takes out an insurance policy to protect the home loan. This is to make sure that they will get their money back if the borrower dies or is for some other reason incapable of servicing his or her loan. After all, such an agreement between borrower and lender is over extensive periods of time. A home loan is generally repaid over several years, if not the borrower finds the financial means to repay it in part of in entirety.

Mortgage Calculator is available for the clientele to check how much EMI they have to reimburse. We are the best Home Loan Company in Delhi NCR.

Banks and NBFCs are providing the home loan on rate home starting from 9.40%.

Document Required:

ID proof (PAN Card, Driver’s license, Voter ID, Passport, and Aadhar)
Address proof (Electricity bill, Telephone bill, Ration card, Bank statement, Credit card statement)
Passport Size Photo
3 month’s Salary slips
3 month’s Bank statement
Last 2 years Form 16
Sale Agreement
Property documents
Receipt of Booking/Advance payment (If any)

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Persnal Loans in Cities

Home Loans in Cities

Business Loans in Cities

Car Loans in Cities

LAP in Cities

Mutual Fund in Cities

Credit Card in Cities